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United Kingdom2024-10en

Sector Risk Profile

Summary

The UK social housing sector faces intensified viability risks and weakening financial performance due to record spending on existing homes and high interest rates, making it difficult for landlords to deliver both new and improved social homes. This report highlights that boards and councillors must prioritize strong strategic direction, robust financial viability management, tenant safety (especially fire safety and damp/mould), maintaining stock decency, and ensuring effective service delivery and accountability. The sector is currently grappling with these challenges, requiring difficult trade-offs and active risk management by providers.

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