資金移動業の現状と課題 －全銀システム改革と賃金のデジタル払いへの対応を中心に－

Summary

Japan is facing challenges in integrating non-bank payment service providers (PSPs) into its traditional bank-centric financial settlement system, despite the growing adoption of cashless payments. The approach involves reforming the Zengin System to allow PSP participation and enacting legal revisions to permit digital wage payments to designated PSP accounts. As of October 2023, while the policy frameworks are being established, no PSPs have yet joined the Zengin System or been designated for digital wage payments, indicating pending practical adoption.

Key Facts

Source Document

https://example-government.gov/policy-document-link