Health Insurance for India’s Missing Middle

Summary

India's NITI Aayog has identified a "missing middle" segment of about 40 crore people who lack health insurance, making them vulnerable to high out-of-pocket medical expenses. The proposed approach is to develop a new, low-cost, comprehensive health insurance product, building on the existing Arogya Sanjeevani plan, with lower premiums and enhanced out-patient coverage. This initiative is currently in the planning stage, with detailed recommendations provided for implementation and government roles.

Key Facts

Source Document

https://example-government.gov/policy-document-link